Title: System and method for realizing personal self-aid reimbursement business
Application Number: 200510027536 Application Date: 2005.07.01
Publication Number: 1892714 Publication Date: 2007.01.10
Approval Pub. Date: Granted Pub. Date:
International Classifi-cation: G07F19/00;G07F7/08;G07G1/14;G06Q20/00
Applicant(s) Name: Kayou Information Service Co., Ltd., Shanghai Address:
Inventor(s) Name: Liang Jian;Zhang Qing;Chen Hao;Deng Baojun;Shi Jin
Attorney & Agent: deng qi
Abstract:
    The present invention relates to a personal self-help repayment service system and method. Said system includes in turn connected bankcard service platform, repayment service treatment platform, application services platform and repayment unit; wherein said repayment unit ciphering deal message, adopts FSK communication protocol transmitting to repayment service treatment platform; repayment service treatment platform deciphering and converting user enciphered message and making validity verifying, making service logical analysis to form fitting service required charging method and service method and generating operation flow definition, according to operation flow definition making message standardization processing, respectively originating relevant service deal request to bankcard service platform and application services platform; bankcard service platform and application services platform feeding back processed results to repayment service treatment platform, processing platform analysing feeding back result, submitting charging method and operational approach and notifying repayment unit, thereby constructing a safety and convenient personal self-help repayment operation system and method.
Time: 5