Title: System and method for making ATM identity test using mobile phone
Application Number: 200510137405 Application Date: 2005.12.30
Publication Number: 1811830 Publication Date: 2006.08.02
Approval Pub. Date: Granted Pub. Date:
International Classifi-cation: G07D7/00,G07F19/00,G06Q20/00
Applicant(s) Name: China Industry-Commerce Bank Co., Ltd. Address: 100031
Inventor(s) Name:
Attorney & Agent: zhu jingui
Abstract:
     An ATM identity authentication system utilizing handset includes ATM unit for transmitting verification request message includes inputted deal serial number, handset paying password and handset number to account system through bank comprehensive front end processor, proceeding subsequent ATM business transaction utilizing account system after verifying user's handset paying password, comprehensive front end processor connected with ATM unit and account system to proceed protocol conversion and transmitting to received verifying request message and received messages from account system, account system transmitting messages to handset including deal serial number and user deal identify code according to received deal applying request, so that user can verifying said messages from account system through user deal identify code and verifying handset paying password received from ATM unit, thereby executing ATM business transaction processing with handset number bound paying account. Said invention also provides an ATM identity authentication method utilizing handset.
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